"When households look to purchase a home, they're going to look at many different factors that relate to the quality of the neighborhood, the amenities associated with the living environment, the expected appreciation of the home or lack thereof over the period of ownership, and many other factors," says Stuart A. Gabriel, director of UCLA's Ziman Center for Real Estate. "But, really, even before they can get to the consideration of any of those factors, the issue of affordability arises."
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